Benefit from our services

Transact globally, avoid third-party solution limitations, and reduce costs with a trusted technology
partner by your side. From product discovery and UI/UX research to development and maintenance,
we will support you each step of the way.

Direct integration

Get tech expertise to integrate directly with payment providers (Visa, Mastercard, Paypal, etc.) or banks to avoid third parties and transaction fees. We’ll ensure seamless and secure integration.

Multi-currency processing solutions

Reach new customers and increase brand visibility. We’ll help you build a solution that processes payments from different countries and supports multi currency transactions.

Reconciliation

Build a custom reconciliation module or integrate your solution with third parties to compare transactions and resolve any discrepancies that may have been discovered.

Clearing and settlement

Make sure transactions are settled in daily, weekly, bi-weekly, and monthly periods and in different settlement currencies.

Digital and mobile wallets

Enable your clients to make fast, convenient, and secure electronic transactions.

Contactless payments

Simplify and speed up transferring money between different parties, while reducing the need for any physical contact.

Payment gateway development

Build cost-efficient and custom payment gateways that help reduce payment processing costs.

Mortgage automation

Improve customer satisfaction, boost productivity and remove risk by automating your mortgage operations.

Learn more about our BFSI expertise

Payment ecosystem

Card Schemes

Alternative Payment Methods

PSPs and Acquirers

Payments processing security, standards, regulations, and compliances

Payment Card Industry Data Security Standard (PCI DSS)

is the industry’s benchmark for the effective protection of the clients’ personal data and payment information.

Revised Payment Services Directive (PSD2)

regulates the payment services and payment service providers throughout the European Union and its Economic Area.

3D Secure 2.0 (3DS 2.0)

is an authentication protocol for card payments that allows financial institutions to checks a user’s identity before the transaction.

The financial industry has been working hard to improve security and risk management. One of the ways to achieve this goal was to introduce strict policies, mandatory compliances, and regulations.

There are a number of technical solutions that allow fintechs to improve the overall security, prevent fraudulent activities and meet the required compliances.

We have worked with financial institutions and fintechs for over a decade, building secure applications and introducing 3DS protocols, biometrics, end-to-end encryption, and tokenization. Our teams have helped companies to comply with multiple regulations and policies.

We can help you with

Open banking

A UK response to the EU PSD2 regulation that provides an API, enabling third-party developers to build applications and services around the financial institution.

Fraud prevention

Technical solutions that allow companies to identify and prevent unauthorized financial activity, identify theft, cyber hacking, insurance scams, and more.

KYC, KYB

A set of standards and tools used by investment and financial services companies to verify customers, their risk profiles, and financial profile.

End-to-End (E2E) encryption

E2E encryption method ensures secure transfer of payment information, which prevents any third parties from accessing the data in the process or decrypting it.

A hardware security module (HSM)

A computing device that manages digital keys, encrypts and decrypts functions for digital signatures, and provides strong authentication as a part of the E2E chain.

Tokenization

Another level of security that prevents the use (transmitting, storing, and processing) of sensitive data, replacing it with tokens to securely perform financial transactions.

Featured case studies Case studies

Global payments made easy with an efficient and secure cloud-based payments platform

Cloud Solutions

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Enhancing hospitality management with on-demand payment solutions

Mobile App Development

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Developing innovative personal banking solutions for telecom leader

Software engineering services

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Why choose N-iX to help you

2,400+ professionals ready to consult and support you through every stage of your financial solutions development process, from the Discovery Phase to post-deployment support.

N-iX is a certified AWS Advanced Consulting Partner, a Microsoft gold certified partner, a Google Cloud Platform Partner, an Opentext Services silver partner, and a SAP partner.

We are compliant with international regulations, including ISO 27001:2013, PCI DSS, ISO 9001:2015, GDPR, and have proven experience working with industry regulations and standards.

N-iX specialists have a proven track record working with payment integration, multicurrency processing solutions, fraud prevention, and other types of financial software.

More than 20 successful partnerships with world-known fintechs like Currencycloud, RateSetter, Cleverbridge, Globacap, and many others.

N-iX experts have solid expertise in Cloud native and agnostic development, Big Data engineering, Data Analytics, Data Science, ML&AI, BI, DevOps, and Security.

Financial processing solution development

Benefit from our services

Direct integration

Multi-currency processing solutions

Reconciliation

Clearing and settlement

Digital and mobile wallets

Contactless payments

Payment gateway development

Mortgage automation

Payment ecosystem

Card Schemes

Alternative Payment Methods

PSPs and Acquirers

Start building a custom, secure and scalable solution today

Payments processing security, standards, regulations, and compliances

Payment Card Industry Data Security Standard (PCI DSS)

Revised Payment Services Directive (PSD2)

3D Secure 2.0 (3DS 2.0)

We can help you with

Open banking

Fraud prevention

KYC, KYB

End-to-End (E2E) encryption

A hardware security module (HSM)

Tokenization

Featured case studies Case studies

Why choose N-iX to help you

Read more

More about our Finance, Banking, and Insurance expertise

Contact us

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