Trusted by fintech leaders across the globe
Building secure and scalable software solutions for fintechs
N-iX specializes in designing and engineering custom software solutions for fintechs, banks, and other financial in. As a trusted fintech software development company that has served fintechs since the early days of the sector, we have both technical expertise and domain knowledge to effectively address your specific challenges. With over a decade of focused fintech development experience, backed by over two decades in engineering, we provide a solid foundation for delivering reliable solutions.
Over the years, we have successfully delivered over 250 financial projects, allowing businesses to focus on strategic initiatives while we handle the technical heavy-lifting. Some of the most common challenges we help fintechs with:
- Amplifying existing solutions by introducing advanced technologies (i.e. generative AI);
- Designing and building new high-availability, high-security systems;
- Enhancing customer lifecycle management;
- Improving and simplifying compliance-related tech processes;
- Defining strategy for legacy products and technologies (consolidation, decommission, optimization, etc.);
- Transitioning to more advanced operating models (like neobank or digital banks).
Fintech software development services and solutions we offer
Tech solutions for financial management and transactions
Over the years, N-iX has accumulated vast experience in building banking applications, payment systems, lending
platforms, and other fintech solutions. Whether you are seeking to build a new product, enhance security,
streamline processes, or generate new revenue streams— adopting advanced technologies such as AI, cloud
computing, and data analytics is essential for businesses to stay competitive and innovate. We have over 300
experts with in-depth industry knowledge and hands-on experience delivering enterprise-level fintech projects.
Banking
- Web and mobile banking applications
- Payment system integration
- Open Banking
Payments
- ACH payments
- P2P payments
- International transfers
- Billing and invoicing
- Treasury
Lending platforms
- P2P lending platforms
- Buy now, pay later (BNPL) solutions
Loans & mortgages
- Loan management software
- Loan processing software
- Mortgage automation
- Decision engines
- Predictive models
Capital Markets solutions
- Investment software
- Trading platforms
- Capital markets solutions
Effective and secure financial data management
At the core of any modern fintech is a vast amount of data that, if used correctly, holds immense power to
drive business growth. We have delivered over 30 AI and ML projects with flexible and scalable infrastructure.
These solutions have helped businesses streamline data workflows and create new opportunities by allowing
quick adaptation and integration of new technologies.
Build data strategy
- Strategy and design assessment
- Product and business discovery
- Technology consulting
- Risk management
- Third party data integration and processing
Streamline data operations
- Process automation
- Building data warehouses, data hubs, data lakes, and data lakehouses
- Data visualization
Establish data governance
- Data Quality
- Business Process Management
- Risk Management
- Data Policies
- Business Policies
Automate and optimize data analytics with AI
- Conversational AI
- Computer vision
- NLPs for automation and
- Neural networks
Migrate your data
- Legacy migration & re-platforming
- Cloud agnostic architecture
- DataOps & MLOps
Regulatory compliance
Compliance management is an ever-changing, resource-intensive task crucial to legal operations, customer
trust, and overall fintech's success. Managing extremely sensitive personal data requires high standards for
security measures, API integration, and reporting systems. Our experience includes assisting fintech
companies in complying with legislative and regulatory requirements in North America and Europe.
Open Banking
GDPR
PCI DSS 4.0
DeFi
Tech solutions for Customer Lifecycle Management
Our solutions speed up, simplify, and personalize the customer journey, helping optimize customer
relationship management resources. Whether you need to update existing systems, integrate new
components, or automate manual workflows, we can help.
CRM/ERP solution development and integration
Client engagement platforms
Onboarding and customer support solutions
Conversational AI
Fraud prevention and cybersecurity
As the financial systems are growing more interconnected and fintechs take on a bigger role in it, the
significance of cybersecurity and its complexity will only increase. N-iX can help you build secure
infrastructure, review and test existing systems, introduce new fraud-prevention systems, and establish a
security operations center to protect your enterprise and your customers.
Fraud prevention
Vulnerability assessment
RegTech
KYC, KYB pipelines
Certifications and compliance
Empowering fintechs with advanced technical expertise
Effective financial data management powered by AI
We believe that data, when combined with AI and ML, holds immense potential to drive business growth, unlock new opportunities, and optimize operations. We have extensive experience in building robust data infrastructures and applying advanced AI/ML techniques specifically for the financial sector.
We help you transform your data strategy and operations through AI-driven approaches:
-
Building your data strategy:
- Strategy and design assessment tailored for AI readiness.
- Product and business discovery to identify AI use cases.
- Technology consulting on the optimal stack for data and AI.
- Risk management considerations for data privacy and AI ethics.
- Seamless third-party data integration and processing.
-
Streamlining data operations:
- Process automation for data pipelines and workflows.
- Designing and building scalable data warehouses, data hubs, data lakes, and data lakehouses as the foundation for AI analytics.
- Implementing advanced data visualization techniques to make AI-driven insights accessible.
-
Establishing robust data governance:
- Implementing data quality frameworks necessary for reliable AI models.
- Integrating Business Process Management with data workflows.
- Ensuring comprehensive Risk Management across the data lifecycle.
- Defining clear Data Policies and Business Policies that support ethical AI use.
-
Automating and optimizing Data Analytics with AI:
- Developing Conversational AI interfaces for data querying and insights.
- Applying Computer Vision for relevant data extraction (e.g., from documents).
- Utilizing Natural Language Processing (NLP) for automation and understanding textual financial data.
- Building and deploying sophisticated Neural Networks for complex pattern recognition and prediction.
-
Migrating and modernizing your data infrastructure:
- Performing legacy migration and re-platforming of data systems.
- Designing cloud-agnostic architectures for flexibility.
- Implementing DataOps & MLOps practices for efficient data and AI model lifecycle management.
Success stories of our fintech clients Case studies
Cooperation models
Why choose N-iX as your fintech software development company?
25
Active clients in finance
300+
Professionals with expertise in financial services
11
years in fintech development and 21 years in engineering
250
Software projects delivered in fintech/finance industry
2,400
Tech experts
Compliant
with ISO, SOC2, PCI DSS, GDPR
Meet our fintech experts
Yuriy Voloshynskyy
VP Delivery
Valentyn Kropov
Chief Technology Officer
Our BFSI clients say
FAQ
When we develop a fintech solution, we adopt a security-first approach from the outset, which involves utilizing data encryption and multifactor authentication, relying on secure coding practices, conducting regular security audits, and monitoring relevant regulations.
Integrating third-party financial APIs is a cornerstone of fintech software development. When implementing such integrations, we study the accompanying documentation, set up API authentication, configure API endpoints, and perform comprehensive testing of the system.
We have partnered with mid-size and large financial organizations to deliver versatile fintech projects (mobile banking apps, lending platforms, payment gateways, and more) in accordance with their technical requirements.
We can. Such a transition requires a holistic approach that combines both business and technical aspects. To implement the transition successfully, we meticulously assess the current system, select a relevant migration strategy, and ensure data security and integrity throughout the entire migration process.
N-iX provides an entire range of fintech software development services that include building all kinds of banking, payment, lending, capital market, loans & mortgages, and other products that use modern technologies (AI, ML, NLP, Cloud computing, Computer Vision, Big Data analytics, and more).
Security is paramount in fintech software development. We employ industry best practices such as encryption, multi-factor authentication, secure coding standards, regular security audits, and compliance with relevant regulatory frameworks like GDPR and PCI-DSS to ensure the highest level of security for your fintech solutions.
Outsourcing in fintech is often beneficial as it allows access to specialized expertise without hiring new personnel, and adopt advanced tech faster. It can also reduce costs and time-to-market for new financial products and services.
The development timeline depends on the complexity of the project, the desired features, and any regulatory requirements that need to be met. We work closely with our clients to establish realistic timelines and milestones, ensuring timely delivery without compromising on quality.
More about our Finance, Banking, and Insurance expertise
Contact us
Drop a message to our team to see how we can help
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