Fintech Software Development Services

We help fintech leaders across the globe ensure security, maintain regulatory compliance, improve customer acquisition, and expand to new markets by building secure, scalable, and innovative fintech solutions.

Trusted by fintech leaders across the globe

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Building secure and scalable
software solutions for fintechs

N-iX specializes in designing and engineering custom software solutions for fintechs, banks, and other financial in. As a trusted fintech software development company that has served fintechs since the early days of the sector, we have both technical expertise and domain knowledge to effectively address your specific challenges. With over a decade of focused fintech development experience, backed by over two decades in engineering, we provide a solid foundation for delivering reliable solutions.

Over the years, we have successfully delivered over 250 financial projects, allowing businesses to focus on strategic initiatives while we handle the technical heavy-lifting. Some of the most common challenges we help fintechs with:

  • Amplifying existing solutions by introducing advanced technologies (i.e. generative AI);
  • Designing and building new high-availability, high-security systems;
  • Enhancing customer lifecycle management;
  • Improving and simplifying compliance-related tech processes;
  • Defining strategy for legacy products and technologies (consolidation, decommission, optimization, etc.);
  • Transitioning to more advanced operating models (like neobank or digital banks).

Fintech software development services and solutions we offer

Tech solutions for financial management and transactions

Over the years, N-iX has accumulated vast experience in building banking applications, payment systems, lending
platforms, and other fintech solutions. Whether you are seeking to build a new product, enhance security,
streamline processes, or generate new revenue streams— adopting advanced technologies such as AI, cloud
computing, and data analytics is essential for businesses to stay competitive and innovate. We have over 300
experts with in-depth industry knowledge and hands-on experience delivering enterprise-level fintech projects.

Banking

  • Web and mobile banking applications
  • Payment system integration
  • Open Banking

Payments

  • ACH payments
  • P2P payments
  • International transfers
  • Billing and invoicing
  • Treasury

Lending platforms

  • P2P lending platforms
  • Buy now, pay later (BNPL) solutions

Loans & mortgages

  • Loan management software
  • Loan processing software
  • Mortgage automation
  • Decision engines
  • Predictive models

Capital Markets solutions

  • Investment software
  • Trading platforms
  • Capital markets solutions

Effective and secure financial data management

At the core of any modern fintech is a vast amount of data that, if used correctly, holds immense power to
drive business growth. We have delivered over 30 AI and ML projects with flexible and scalable infrastructure.
These solutions have helped businesses streamline data workflows and create new opportunities by allowing
quick adaptation and integration of new technologies.

Build data strategy

  • Strategy and design assessment
  • Product and business discovery
  • Technology consulting
  • Risk management
  • Third party data integration and processing

Streamline data operations

  • Process automation
  • Building data warehouses, data hubs, data lakes, and data lakehouses
  • Data visualization

Establish data governance

  • Data Quality
  • Business Process Management
  • Risk Management
  • Data Policies
  • Business Policies

Automate and optimize data analytics with AI

  • Conversational AI
  • Computer vision
  • NLPs for automation and
  • Neural networks

Migrate your data

  • Legacy migration & re-platforming
  • Cloud agnostic architecture
  • DataOps & MLOps

Regulatory compliance

Compliance management is an ever-changing, resource-intensive task crucial to legal operations, customer
trust, and overall fintech's success. Managing extremely sensitive personal data requires high standards for
security measures, API integration, and reporting systems. Our experience includes assisting fintech
companies in complying with legislative and regulatory requirements in North America and Europe.

Open Banking

GDPR

PCI DSS 4.0

DeFi

Tech solutions for Customer Lifecycle Management

Our solutions speed up, simplify, and personalize the customer journey, helping optimize customer
relationship management resources. Whether you need to update existing systems, integrate new
components, or automate manual workflows, we can help.

CRM/ERP solution development and integration

Client engagement platforms

Onboarding and customer support solutions

Conversational AI

Fraud prevention and cybersecurity

As the financial systems are growing more interconnected and fintechs take on a bigger role in it, the
significance of cybersecurity and its complexity will only increase. N-iX can help you build secure
infrastructure, review and test existing systems, introduce new fraud-prevention systems, and establish a
security operations center to protect your enterprise and your customers.

Fraud prevention

Vulnerability assessment

RegTech

KYC, KYB pipelines

Certifications and compliance

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Why choose N-iX as your fintech software
development company?

25

Active clients in finance

300+

Professionals with expertise in financial services

11

years in fintech development and 21 years in engineering

250

Software projects delivered in fintech/finance industry

2,200

Tech experts

Compliant

with ISO, SOC2, PCI DSS, GDPR

Meet our fintech experts

expert

Natalia Maslak

Client Partner
expert

Yuriy Voloshynskyy

VP Delivery
expert

Valentyn Kropov

Chief Technology Officer

Our BFSI clients say

An award-winning online brokerage and wealth management firm

We’ve been able to launch a new line of business for our industry, and N-iX’s work has been instrumental in that being with us throughout the process.

Executive

Continental Finance Company

N-iX does a great job of understanding what we’re looking for and identifying the right type of resources for us

Darren Talham

Director of IT

FAQ

Fintech software development services encompass the design, development, and maintenance of software solutions specifically for companies looking to challenge the traditional approach to finances. These services leverage innovative technologies like data analytics, AI, and ML to create effective solutions and modern experiences.

The development timeline depends on the complexity of the project, the desired features, and any regulatory requirements that need to be met. We work closely with our clients to establish realistic timelines and milestones, ensuring timely delivery without compromising on quality.

Outsourcing in fintech is often beneficial as it allows access to specialized expertise without hiring new personnel, and adopt advanced tech faster. It can also reduce costs and time-to-market for new financial products and services.

Reach out to our team with your project requirements, and we'll schedule a consultation to discuss your needs, objectives, and vision for your fintech solution. From there, we'll work closely with you to develop a tailored plan and kick-start the development process.

The trends for fintech software development in 2024 include a focus on Central Bank Digital Currencies (CBDCs), mainstream adoption of Decentralized Finance (DeFi), personalized financial services using AI, developments in quantum computing for financial modeling, enhanced security and authentication measures, and the rise of embedded finance in various industries.

Fintech solutions encompass a wide range of applications, including but not limited to mobile banking apps, payment gateways, peer-to-peer lending platforms, robo-advisors, cryptocurrency exchanges, and regulatory compliance systems.

Security is paramount in fintech software development. We employ industry best practices such as encryption, multi-factor authentication, secure coding standards, regular security audits, and compliance with relevant regulatory frameworks like GDPR and PCI-DSS to ensure the highest level of security for your fintech solutions.

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